A budget is a plan that lets you know whether or not you are going in the right direction financially. It enables you to improve the quality of your life by letting you know your financial picture at all times.…
We all know the first immutable rule of personal finance: “spend less than you earn and save the rest“. Countless books reiterate this very fact over and over again. But many people find it hard to live by this rule…
Zero Based Budgeting as an Alternative to Traditional Budgeting Budgeting is a wise idea to preserve dollars and make money work more effectively. There are alternatives to traditional budgeting planning and decision making however. With zero based budgeting, it reverses…
Performance based budgeting is the idea that each goal and objective within a company is identified and reported to determine where the budget should be spent. This is a particularly popular method of budgeting today in the public and private…
Budgeting tips to help keep your budget on trackThese budgeting tips will help you keep your money on track and in your wallet. They’re easy things to do and will help you set up a budget, keep to your budget…
In order to live a frugal lifestyle, you will ideally have some sort of financial plan in the works that is put into action by means of following home budgeting worksheets. In order for this to work, everyone in the…
There are many reasons to use a personal budget worksheet or a personal budget planner. There are simply no valid excuses as to why any person could not learn how to do this. Personally taking control over your day to…
Successful budgets help you to decide how to spend your money while doing your best to avoid any accumulations of debts or even debt at all. Proper budget worksheets will take all finance information into consideration and basically, all you…