Generally, a budget is divided into months. A month is a perfect amount of time to create a budget for because, 30 days is a length of time that is easy to plan over. January to February, March to April, building a monthly budget is simple. However, there is a much better way to create a budget than just writing down a few notes. We recommend a monthly budget template to all of our visitors. Once you learn the works, a budget template can easily become habitual and part of your daily life.
MONTHLY BUDGET TEMPLATES
A Google Docs based monthly budget template is what I personally use most often. I have several reasons for using Google Docs, let me explain. First and most importantly, Google Docs is cloud based. This is significant to me because I have the ability to access it whenever and wherever I am in the world. I can type in a receipt in America, fly to Europe, and still continue working with the same monthly template as before.
To find a monthly budget template for Google Docs, you can just explore Google. That’s right, Google is best for finding its own products. Just run a quick search and you’ll come up will thousands of pages of results. Look through a few of them, sorting out the ones that would best fit your lifestyle. From there you can further narrow down your list of Google Docs to find the best monthly free budget template for you.
Speaking of free, you can find free downloads for monthly budget templates online. It couldn’t be easier. As said before, just search for one and you will find it. Later, we will be posting an article showing some of our templates, exclusive to BudgetHub. These also act as a month-to-month planner, a great way to manage your finances is by using a planner.
These templates that I make myself are generally in an Excel file or on Google Docs as stated before. I personally find Excel to be much more powerful and in-depth. For most people though, Google Docs will do the trick. It’s free, powerful, and cloud based. Meaning you’ll be able to have the same spreadsheet on all your devices at the same time. Pretty awesome, huh?
As a recap, your monthly budget should be one of your top priorities. With a strong system in place, it can potentially eliminate stress from your days. You should never have to remember numbers, just record them on something like a monthly budget template. If it’s on Excel, Google Docs, or Mac, it really does not matter. All you need to do is create one now, and you’ll be happy. Adjust as you go along and in no time, you’ll have a fully functional cash management system.
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