Learning how to live frugally is all about learning how to eliminate waste from your life and make the most of what you have. It is partly about getting out of your comfort zone and pushing yourself to get more out of life, to utilize all your resources better and more efficiently. Like any good thing, it doesn’t come easy. You might find the process challenging, slow or frustrating at times. Just remember what you wanted to achieve when you started and try to have a positive attitude. You are already improving yourself every step of the way and that is what counts.
So let us get started with the specifics of how to live frugally. Food, housing, and clothing are the primary expenses of most households and therefore they are the centre of most ‘how to save money’ tips.
There is a good reason for this. These expenses collectively account for a large chunk of our budgets, and at the same time, they are easier to influence than some other expenses like insurance, health and similar. Food in particular is one area where it is relatively easy to introduce changes and save a considerable amount of money. The best way how to start saving money with food is to absolutely eliminate any and all waste of the food you buy. In addition, you can adopt certain habits to help you save even more, such as buying in bulk, buying online, buying certain cheap and healthy ingredients, doing a grocery price comparison to save money on groceries, growing some of your food and picking some of your food for free. That’s how to live cheap and still be able to create a healthy grocery shopping list! If you put all of these strategies at work at the same time, then you could easily lower your food expenses by half and still enjoy healthy ingredients and diverse meals.
Regarding housing and housing expenses, there is no easy way how to start saving money. If you need to considerably lower you expenses, then changing your housing situation can definitely do the trick. However, it is not as easy as good planning or doing more of your shopping online, as in the case of food and clothing. No, lowering your housing expenses significantly can only be done in one of two ways (both of which are relatively inconvenient): either you get a roommate or you move to a cheaper place. It’s a good idea to look into both possibilities and see which one suits you more financially.